When is it a good time to educate youth about money?

The short answer is as early as possible. Moneysense puts ages for financial learning in bins, and the youngest bin is 0-6 years old. Ontario is rolling out pilot projects to teach high school kids financial skills. It is very much needed. The consumer debt is rising year-over-year states Equifax, and full-term jobs are eroding away with AI. 

Teaching money does not have to be boring!!! It can be fun. I have put up posters to teach my kids count and summation. Game of monopoly, though invented by an anti-capitalist woman (controversial), is fun over holidays. I am thinking of turning my budgeting system, budgetnow.ca, into a game. How would you make teaching money fun for your children?

9 + 1m HIIT is similar to 50m of moderate exercise!!!

Scientifically, 1m of high intensity interval training (HIIT) + 9m padding produces similar results of 50m moderate exercise. This includes treatment of free radicals, cleaning up of rusty protein and increased energy generation at microcondia of a cell. Hear the entire program at CBC (15m). 

The exercise routine:

• warm up
• 20s extensive climbing, running or biking
• break
• another 20s
• break
• another 20s
• cool down

10m, you are done! Saved you 40m + gym fees :-)